You can claim the reduced value of your car after repairs following an accident.
Your credit score can significantly affect your car insurance premium, potentially leading to lower rates with good credit.
Bundling your car insurance with other policies like home or renters insurance can lead to substantial discounts.
Protects you in accidents with drivers who don't have insurance or enough coverage.
Some policies cover the cost of a rental car while yours is in the shop for repairs after an accident.
Covers the difference if your car is totaled and you owe more on your loan than it's worth.
Many states allow you to show proof of insurance electronically, eliminating the need for a paper card.